For many people a retirement gift is a deciding factor in convincing their long-term spouse to join them in their retirement savings, you may have hoped that your wife would choose a career that would allow her to spend more time with her children and less time worrying about work and retirement, depending on her spouse’s career and level of financial understanding.
However, some couples and even some singles decide that the risk of ceding such control over money to their future spouse is not worth it, working toward a career where one is least likely to reach for an office desk as soon as possible can give many people the heebie-jeebies and there are several ways you and your wife can help each other retire gracefully while also getting your future daughter-in-law in shape for life after high school.
Make Your Retirement Gift Warm and Personal
When it comes to giving your spouse a 榮休禮物 (Retirement gift) consider how to make it warm and personal because there are numerous things you and your spouse can do for each other that are not Father’s or Mother’s Day gifts, take the time to talk with your spouse and find out what makes you two happy.
For example, laughing together makes you two happy- this will also make it easier to give your spouse something he or she will appreciate and feel at ease giving and your retirement gift should fit into your partner’s monthly budget and not be out of proportion with the rest of their money.
If at all possible, you should think of this in terms of the amount you would give to a child under the age of 18 or a member of your household who is currently unemployed, however if you are forced to choose a specific time to make your gift upon retirement, you can always make it as a gift for your spouse.
Make Your Retirement Gift Special
In addition to making your retirement gift warm and personal, it is also important to make your retirement gift commemorative this means you should make a special mention of it in your will while making the gift; for example, if you are making a gift for your spouse on their birthday make it a self-fulfilling prophecy by including a self-portrait so that your message to your spouse is, I love you, and I want to make you proud of me, and I want to give you the best life ever.
Gifts That Explain Everything
Having a detailed retirement plan can be extremely helpful, and you and your spouse can both benefit when you have a well-defined and realistic plan as this can help you both stay on course with your retirement savings and look like you are making headway toward your goal and even if you two aren’t married and can’t sign a contract, you should still treat your spouse like a boss in how you manage your money.